Asteron Life Complete Life Cover

Asteron Life call Life Cover their "Family" insurance. Unexpected death, especially of the main income provider, can have a very dramatic effect on a family's finances. If your hopes and plans for their future rely on your earnings then life insurance could be the back-up plan you need.

Life Cover provides a one-off lump sum payment if you die so your family can live without financial worries. The money can be used for any purpose, including paying off your mortgage, paying school fees or covering ongoing living expenses.
Asteron Life Complete Life Cover can be purchased as a standalone policy or linked with Asteron Life's other life insurance options. It can be purchased direct or through your Colonial First State super account, but cannot be held by an SMSF.

Asteron Life offers a special 'staying healthy' discount which could save you up to 20% off the cost of your Life Cover premium each year. This is a rare bonus as most insurance premiums are calculated on the assumption that you are healthy, with loadings added for any risk factors in your medical history or lifestyle.

Built-in features include automatic annual CPI increases, upfront payment of up to $20,000 of benefits to help your family pay funeral or medical expenses, and the reimbursement of up to $2,500 in advisors' fees if your family need to seek financial guidance on how to manage the claim proceeds.

For full details of the Asteron Life Complete range of life insurance products you can download the Product Disclosure Statement here.

Contact a 1300 Life Insurance Advisor Today

1300 Life insurance have access to the full range of Life Insurance available from all Australian life insurance companies. Our advisors use sophisticated analysis to evaluate the features and benefits of each product against your own needs. Our duty of care is to always act in your best interest. We will:

  • Assess your needs
  • Make an unbiased recommendation
  • Provide you with a written statement of advice
  • Ensure your cover is properly implemented

Contact Us

If your interested in Life Insurance, please complete an enquiry form and our advisers can get in touch with you. Alternatively you can also phone 1300 543 346 during business hours.