Asteron Life Complete Business Expenses Cover

Asteron Life's "Stay in Business" Insurance is designed to help self-employed people or small business owners keep up with the fixed expenses of their business while they are unable to work following an illness or injury.

Business Expenses Cover is similar to income protection insurance, in that it provides a regular payment to cover ongoing expenses which would normally be met by the money you bring in to your business. It can help you to pay ongoing costs like rent, salaries and equipment loans which won't decrease with the income of the business.

Asteron Life's Business Expenses insurance product offers valuable flexibility, because it offers you the option to suspend your cover and premiums for up to 12 months if times get hard. It also includes extra benefits like the waiver of waiting periods and upfront payment for specific injuries and or major trauma events like cancer.

The value of your Business Expenses insurance will automatically be increased each year in line with inflation, and any improvements to the terms of their product over time will automatically be passed on by Asteron Life, where these won't affect your premiums.

Asteron Life Complete Business Expenses Cover also comes with a built-in limited death benefit which offers a lump sum payment should you die without having made a claim on your policy.

For full details of the Asteron Life Complete range of life insurance products you can download the Product Disclosure Statement here.

Contact a 1300 Life Insurance Advisor Today

1300 Life insurance have access to the full range of Business Expenses Insurance available from all Australian life insurance companies. Our advisors use sophisticated analysis to evaluate the features and benefits of each product against your own needs. Our duty of care is to always act in your best interest. We will:

  • Assess your needs
  • Make an unbiased recommendation
  • Provide you with a written statement of advice
  • Ensure your cover is properly implemented

Contact Us

If your interested in Business Expenses Insurance, please complete an enquiry form and our advisers can get in touch with you. Alternatively you can also phone 1300 543 346 during business hours.