Asteron Life Complete Business Expenses Cover

Asteron Life's "Stay in Business" Insurance is designed to help self-employed people or small business owners keep up with the fixed expenses of their business while they are unable to work following an illness or injury.

Business Expenses Cover is similar to income protection insurance, in that it provides a regular payment to cover ongoing expenses which would normally be met by the money you bring in to your business. It can help you to pay ongoing costs like rent, salaries and equipment loans which won't decrease with the income of the business.

Asteron Life's Business Expenses insurance product offers valuable flexibility, because it offers you the option to suspend your cover and premiums for up to 12 months if times get hard. It also includes extra benefits like the waiver of waiting periods and upfront payment for specific injuries and or major trauma events like cancer.

The value of your Business Expenses insurance will automatically be increased each year in line with inflation, and any improvements to the terms of their product over time will automatically be passed on by Asteron Life, where these won't affect your premiums.

Asteron Life Complete Business Expenses Cover also comes with a built-in limited death benefit which offers a lump sum payment should you die without having made a claim on your policy.

For full details of the Asteron Life Complete range of life insurance products you can download the Product Disclosure Statement here.