You can add a Business Expenses option to your Income Replacement policy if you own and operate a small business which would be seriously affected if you were unable to work. You can insure up to 100% of your 'eligible' business expenses, such as rent, utility bills, equipment lease costs or accounting and audit fees.
The Business Expenses benefit period is 12 months of regular payments to cover your actual business costs. It may be extended for up to another 12 months if you are still receiving an income protection payment at this point, and have not yet claimed the full amount of your insurance.
For full details of the Zurich Wealth Protection range of life insurance products you can download the Product Disclosure Statement here.
Contact a 1300 Life Insurance Advisor Today
1300 Life insurance have access to the full range of Business Expenses Insurance available from all Australian life insurance companies. Our advisors use sophisticated analysis to evaluate the features and benefits of each product against your own needs. Our duty of care is to always act in your best interest. We will:
- Assess your needs
- Make an unbiased recommendation
- Provide you with a written statement of advice
- Ensure your cover is properly implemented
If your interested in Business Expenses Insurance, please complete an enquiry form and our advisers can get in touch with you. Alternatively you can also phone 1300 543 346 during business hours.