OnePath is among Australia's foremost providers of financial advice, insurance and wealth management solutions. Originally as Mercantile Mutual, and later as part of the ING Group, OnePath has been an integral part of the Australian financial marketplace for over 130 years.

OnePath is a subsidiary of the Australia and New Zealand Banking Group (ANZ), a leading global bank with more than 8 million customers worldwide and operations in over 30 countries.

OnePath is a strong, people-focused business with a clear goal to help Australians shape and protect the quality of their lives. As one of Australia's leading providers of life and general insurance, OnePath offers customised financial protection for you and your family.

Affiliation with Qantas

OnePath has teamed up with Qantas to offer a unique benefit for policy holders. Members of the Qantas Frequent Flyer Program can earn a point for every $1 you pay in premiums on your eligible OneCare life insurance policies, up to 20,000 points per year, per policy.

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Case Studies (Life Insurance in Action)

OneCare case study

Terry took out a policy with:

  • Life Cover - $750,000
  • Linked TPD Cover - $750,000
  • Linked Trauma Cover - $400,000
  • Extra cost option - Double Trauma

The covers were linked, meaning that any benefit paid under one cover would reduce all covers by the amount of the benefit paid.

After a successful claim under his Trauma Cover, Terry received the Trauma Cover benefit payment of $400,000. This reduced all his linked covers by $400,000. However, the Double Trauma extra cost option immediately activated a reinstatement of the reduced portion of his Life Cover.

Accordingly, Terry's policy now consists of:

  • Life Cover = $750,000 ($400,000 of which has premiums waived)
  • TPD Cover = $350,000
  • Trauma Cover = $0

If Terry had Trauma Reinstatement on the policy then at the 12 month anniversary of the benefit paid, Terry could have reinstated the $400,000 Trauma Cover.