CommInsure Life Insurance Product Range
CommInsure offers two main insurance products under its CommInsure Protection brand, Total Care and Income Care.
Total Care Plan
This product includes lump sum life, TPD and trauma insurance policies, which you can buy separately or as a package. Within this product you can also buy:
- Accidental Death Cover, which is a low-cost death cover providing a lump sum payout to your beneficiaries if you are killed in an accident. This can be a standalone policy, or operate as a top-up for your Life Care cover.
- Child cover, which provides up to $250,000 of cover in case one of your children (aged 2 – 16) should die, or suffer from a specific illness or injury. You can only buy this in a package with Life Care or Trauma cover.
CommInsure Total Care Plan polices provide a loyalty bonus and will automatically increase your life, trauma or TPD cover by 5% after 5 years.
Income Care
This includes Income Protection and Business Overheads insurance. This range also includes Essential Cover, which is a reduced-premium, accident-only cover for people who are not eligible for full Income Protection Cover.
Some CommInsure Protection life insurance products can be owned within your superannuation fund, if you have a Colonial Super Retirement Fund. 1300 Life Insurance can provide expert advice on whether and how to structure your life insurance with your superannuation.
Contact a 1300 Life Insurance Advisor Today
1300 Life insurance have access to the full range of Life Insurance available from all Australian life insurance companies. Our advisors use sophisticated analysis to evaluate the features and benefits of each product against your own needs. Our duty of care is to always act in your best interest. We will:
- Assess your needs
- Make an unbiased recommendation
- Provide you with a written statement of advice
- Ensure your cover is properly implemented
If your interested in Life Insurance, please complete an enquiry form and our advisers can get in touch with you. Alternatively you can also phone 1300 543 346 during business hours.
