Life Insurance Product Range

MetLife delivers a full suite of group life insurance products through its network of partners and financial advisors. If your business or organisation is looking for group life insurance, our life insurance specialists can advise you on types of insurance packages available and help you understand and compare your options.

MetLife's tailored, flexible policies provide comprehensive cover for the life insurance fundamentals:

• Term Life insurance pays a lump sum benefit to your beneficiaries if you die or are diagnosed with a terminal illness. Term life polices let you provide for your family even after you are gone, guaranteeing their financial security and safeguarding the lifestyle and future you planned for them. You can extend your protection by adding total and permanent disability (TPD) and trauma insurance provisions to your term life policy.
• Trauma insurance pays a lump sum if you suffer from one of a specified range of critical illnesses or injuries. It provides you with peace of mind that you will be able to support yourself and your family through the recovery period and beyond.
• Income Protection insurance protects you against the impact of an injury or illness which prevents you from working. It pays a monthly benefit which you can use to pay your ongoing living expenses, financial commitments and medical bills.

MetLife also offers a range of cost-effective, single-purpose policies which provide more specific protection.

• Personal Accident insurance pays lump sum benefits for serious, critical or fatal injuries. It offers an affordable safety net against the financial impact of unforseen events.
• Funeral Cover is a straightforward, low-cost insurance plan which offers a speedy, hassle-free lump sum payment, to cover the immediate expenses of your funeral, sparing your family worry at such a difficult time.
• Mortgage Protection Insurance pays a monthly benefit to cover your mortgage repayments, or a lump sum to clear the entire property loan if you die. Policies are specifically linked to the value and life span of your mortgage.
• Credit Insurance, like mortgage protection, is tied to a specific loan or debt, giving you peace of mind that you will be able to cover your financial obligations if you are injured or become seriously ill.

Contact 1300 Life Insurance today for more information on MetLife's insurance product range.