How do I know you will recommend the best life insurance policies for me?

As licensed insurance brokers we operate within the strict rules of the Australian Financial Services Regulations, which means that we have a clear obligation to act in your best interests at all times.

Although we make our money from commissions paid by the Life Insurance companies there is very little difference between their commission rates, so this has no influence on our recommendations. We will tell you exactly why we are making each proposal and provide you with a comprehensive statement of advice on all the recommendations we give you.

When it comes to choosing the right insurance, price is only part of the equation. Although we want you to pay the lowest possible premiums for your cover, it is even more important that you have the policies which will best protect you in your individual circumstances. Policy definitions, terms and conditions can vary widely between insurance companies, especially for income protection and trauma cover, which will dictate when and why you will be able to make a claim.

Our skilled advisors will consider your age, gender, occupation and medical history as well as any specific requirements you may have. They are supported by a powerful research tool which allows them to compare premiums and rank the quality of the benefits offered by each product – but this is only a starting point.

What sets us aside from other insurance brokers is our advisors' expertise and their detailed knowledge of all the policies we represent. They are able to draw on their years of experience of how each insurance company operates to explain the nuances of each policy and decide which product will be the best fit for you.